... or subtitled "The most perfect TV commercial deconstruction ever". OK, I know you're saying "what is he going on about?" Trust me, this is finance related (sorta anyway).

As I was going through some www.fatwallet.com forum postings yesterday(and man they can be hilarious at times), one was talking about marriages and dis-similarities between spouses and their financial "styles". One posting had a link that led to a National TV commercial from a few years back on You Tube. I saw it a few times, and thought it was a horrible commercial then. After reading the comments on the site, I see it as what it really is: the most "pro-greed, irresponsible, oblivious to reality, male bashing" commerical ever.

Click here to enjoy It makes you want to never do business with their company ever (and thats impressive to make a commercial that bad). To really appreciate it, you need to read all the comments (which deconstruct the commercial), and the first two video replys (the 3rd one is just an example of how idiots and video cameras don't mix).

As I read the comments it reminded me of a time many moons ago when a similar situation came in my life, and it would have been too easy to cave in like the guy in the video. My now-Ex wanted to go to college - she was too immature but I felt if that made her happy then let her go. The school asked that I be there when they did the loan paperwork for her so I went. Then they expected me to co-sign all the papers which caught me off guard. To this day I don't know what alarms went off in my head, but something did. I looked at the loan officer and said "This is between her and your school. If you don't want to loan her the money, thats your choice but I'm signing nothing." I then got up and walked out.

If I didn't walk out then my life would probably still be screwed up financially to this day. I probably wouldn't have a house to live in, just an apt. somewhere, and I while I would have done ok, it would be nothing like it is today. There are times I am still amazed how close I got to the edge of the abyss and pulled back. Its scary - really. If there is a moral to the story, its if you know something is a bad idea (and I mean really bad), do not give in to the pressure no matter what.