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Archive for January, 2014

A new year, but the same old

January 14th, 2014 at 08:09 am

The first paycheck has come and gone (so to speak), and here I am back in the time of year where much more of my paycheck is going to the retirement accounts than to my wallet, so to speak. 40% of my gross earnings are going to the 457 plan (1/2 Roth, 1/2 pre-tax), 5% to my pension plan, and after taxes / insurance I get to take home only 32% of my pay. Sigh. Oh well... its good for me, right? Its not like I am short of money or anything.

I've already put in the limit for my Roth IRA for 2014 ($6,500), and I put in for three limit orders to spend that money. One has struck so far, we'll see if the market forces these other companies down to my price.

Already got the $100 CC bonus from a card I signed up for last year, now I'm finishing up the Discover spending for that bonus, then its onto the Chase/Amtrak CC and its bonus.

And life goes on (but a good life, right?).

A fast 2013 financial review

January 1st, 2014 at 08:02 am

Time for a quickie review of my finances at the end of 2013. This was another crazy year when it came to investments as the market is going crazy up of late. You have to wonder if it can even hold its own for the coming years. Hmmmm.... I'm not worried, at least not yet (though more than this time last year). Anywho... here are some numbers that I quickly put together this morning...

Retirement (457) / Roth IRA / Brokerage / DRIPS total: ~$445,000 (an increase of $128,000 from the end of 2012)

Other savings (CDs / checking / savings / saving bonds) Total: ~$34,000 (an increase of $15,000)

Gadzooks, that is crazy, the increase ($143k) is much more than my salary, way more than I spend in a year (now without a mortgage try 4-5 years!) And my pension is looking better too. Not much to say other than here's to a good 2014.