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One-Third Year Check-in

April 30th, 2015 at 07:49 am

I haven't been posting anything since things are pretty much going on autopilot lately (which is GOOD). Given that, you are warned the remainder is fairly boring, but that's the way it goes sometimes.

So lets see...

In addition to my previous free finds (and then sales of free items), two weeks ago I picked up a toy train motor for free. I have already sold it for over $12, so a nice easy profit. Picked up two other toy train sets (yeah, a specialty of mine) for $12, they were both really nice. I should be able to sell them this fall for over $100 combined (they're not the type I like or I would keep them), so I just store for a few months and sell - easy. My other ebay sales have gotten pretty slow - maybe $100 in sales in the past 2 months, but that's ok, I needed the break. But getting more stuff out the door would be nice (and I listed a few things last night).

Yard sales have started, and other than the trains, I have picked up some classic cookware, and though I haven't tried to sell any, I know I could make a decent profit if I tried ($10 purchase of plates would go for ~$60, $6 dish normally goes for $30-ish, $4 casserole that would sell for $25, and a few other items really cheap that are more for restoration than any other reason). I will probably keep all of it, but you never know. Yard sales are fun to go to, as long as the weather is nice.

My finances are doing well so far this year. I've put over $11k into the 457b plan that has gone up $30k to date. My brokerage has gone up $7k (though $5k is from my deposits of cash) Then there is the $1500 I've had to contribute to my pension. Since my savings have held steady, that means I am saving around 55% of my gross earnings, a healthy rate I want to keep if possible. As far as overall amounts, the retirement account went up $30k so far (that makes $19k of growth!) and the Roth grew only $1,500 (oh well) Frown

As for CC Signups - $200 & $50 from a savings signup. Its hard to find any good ones any more. I've had to close some accounts so I can get a chance to sign up again in the next year or two (I hope). If not, that's ok, I still have plenty of credit if I need it.

My health is doing ok, I have kept up with my daily workouts, modifying it some to see if I can get even better results. I did tweak my knee a few months ago, I hope to get over the residual pain soon (it hurts off and on). The SG-GF is doing much better, her health is improving with a new diet and other tweaks, and she is looking healthier. Its great to see her happier about her health.

Spring is here and its only a half year until our yearly (& nearly free) vacation to Florida. Life is good.

3 Responses to “One-Third Year Check-in”

  1. snafu Says:

    Doing well on so many areas isn't boring, it's terrific and I hope you celebrate and give yourself a reward.

    What reason do you ascribe to low increase in ROTH value as opposed to high return in 457b plan? Is ROTH primarily holding cash or cash equivalents?

  2. rob62521 Says:

    Boring can be good...no grief and no drama.

  3. Single Guy Says:

    The poor Roth returns are due to me having some oil stocks that have not done well. Some years I do good, but I think this year won't be one of them. Though.... today I had my best day ever with the Roth, jumping over $2k. I have some train stocks and they jumped due to new rail safety regulations. It comes and goes I guess.

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