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2016 Final Numbers & '17 Roth IRA Funded

January 7th, 2017 at 04:11 pm

Well 2017 is here and the numbers are doing well.

I won't list the 2016 numbers as they are basically the same I had listed in my prior posting. As it stated, my overall ROI was in the 16% range, so I am very happy with the year. The market wavered all over the place, and basically ended where they were at mid December when I posted. I have added some to the numbers in the "About Me" section, though I do keep them a bit low as I expect there to be a little pull back in the future and I don't want to feel too bad about it when it happens (silly I know, but it is what it is).

One quickie note: I just got the monthly report from the 457 plan provider, and I see the yearly numbers for the two small-cap funds that have probably 40% of my overall 457 funds had returns for the year of 18% and 27%. I think I see now why my 457 numbers were so great for the year!

As for 2017 I already put in my Roth IRA money ($6500). Also got my first paycheck with my 457 money taken out. Now my paycheck is less than half of what it was in December (yikes!). Oh well, with the higher amount I will almost be done with my yearly contributions by the end of July so I should be happy about that.

As for the year coming up, I need to invest my cash in the IRA & brokerage in something, question is which stock.

On a frugal note (I figure I should include one) I got a backup shaver at the Goodwill outlet two weeks ago (by weight it cost maybe $1.50?). Its an expensive Norelco and a twin to what I currently have. It only needed new blade heads, so online I found I could get a new set for $9. But for another $7 I could get a second set, so I am upgrading both shavers to give me a like new shave for $17.50 for two shavers (costs about $70 for a new shaver). So lets hear it for the GW outlet. (PS: Why do I have two shavers? I keep one in my car to use on the drive in each work day, as I have a car adapter for it!)

Hey, lets have a great year everyone!

2 Responses to “2016 Final Numbers & '17 Roth IRA Funded”

  1. VS_ozgirl Says:

    All the best for a great year for you also!

  2. snafu Says:

    Happy New Year. You numbers sound great! I too fear a pull back when MF managers and those who self management their retirement investments realize there is no plan going forward as leader elect continues in campaign mode with new individuals to belittle or mock and a different story-line every day.

    Will his off the cuff remarks cause the little 'G_D' in N Korea take some crazy action? His 'off the cuff' remark sent Toyota stock tumbling but the fact is the new factory in Mexico closes the Toyota plant in Cambridge, Ontario...that's in Canada.

    Eventually the private sector appointees will discover they must lead their departments but the 140 characters in a tweet is insufficient from their Putin-like leader. Will the public realize, somewhat-like the old time fable, their Emperor has no clothes. What will trigger the automatic 'sell' order?

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