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YTD Money analysis (Why now? version)

June 10th, 2017 at 04:56 pm

Ok, why am I doing an analysis today you ask? Ummmmm..... because I feel like it. That and I have some time to decompress at home, so why not?

OK, that out of the way... how are things going? Well... checking the numbers it looks good to me. Here goes...

* My 457 plan went over $511k this weekend. Comparing to the end of the year and backing out contributions, I get a 6.7% growth year to date. Not shabby.

* My ROTH IRA is today over $127k. Doing the same analysis, I get a 6.7% growth YTD. (I sense a trend here)

* For my brokerage, its over $67k. Same math for this gives me a 5.6% growth YTD. It would be over the 6.7% of the others, except for a stock that will remain nameless. (Damn you Macys!!!!)

As for the total value, I have an over 11% growth so far this year. Lets see if we can keep this up for the remainder of the year.

PS: Yes, my numbers on the left are a little lower than what I posted here. I am afraid the numbers will go down at some point, and I would feel bad lowering them. So I am letting them trail a few percent behind just to feel secure. Go figure.

3 Responses to “YTD Money analysis (Why now? version)”

  1. PatientSaver Says:

    So when you calculate your return, do you also deduct the brokerage management fees? I know that T. Rowe Price and Vanguard both provide this number since inception and I believe it is a net figure. So for T. Rowe, my money has returned 7.81%; I've been with them for at least 20 years. My Vanguard has averaged 10.4% since 2009! Just the other day I started the process of moving another big fund from T. Rowe to Vanguard due to Vanguard's much lower expense ratio for the same fund.

  2. LivingAlmostLarge Says:

    That's amazing!

  3. Single Guy Says:

    When I list the returns, this is after the management fees. Everything except my 457 plan is straight stocks, so those have no fees. And for the 457 plan I have to pay fees so what you see here is the net that I have after any required fees. Plus.... my employer has some agreement with the administrator to shovel back any unused fees back into our accounts once a year. Last time it came out to something like 0.25% so its hard to says just what our effective fees are anyway.

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