Just a quickie follow up to the weekend. It was cold, but I did find a few yard sales. Nothing much that I wanted, I ended up spending $3 on minor tools and like new toys. Buying the stuff new would have cost around $25. The toys will be for kids when they are older. (Motto: Plan ahead!)

I have been reading up tonight on the concept of credit card bank transfer arbitrage (on the site www.fatwallet.com). Basically you use the 0% offers cards give you to have access to large amount of money to invest it (safe investments preferrably!), and then pay it off before it costs you. You keep the investment proceeds. My biggest quandry is how to get the money from the CCs, as they only want to do balance transfers. Having a CC balance sorta defeats the purpose of this. I think I know how to handle this, but I need to read more on this before I try this type of "investing".

If nothing else, its interesting reading.