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Archive for April, 2014

Saving money can be painful

April 21st, 2014 at 06:54 am

Last summer my mother looked into getting her roof replaced. Her home is only one story high, and the roof is relatively flat, yet the estimates came in from $13,000 to $18,000 (!). And this wasn't for new plywood or even new roofing felt, just putting new shingles on. I told her that amount was crazy as while the roof is large, its very safe and easy to get up on. So I offered to do the work, if she helped as she could.

So last fall the shingles were delivered and put onto her roof (lifted with a boom, and I placed them on the roof).

Jump ahead to this spring and I have spent two of the last three weekends working on her roof. Ugh. While its easy to get up and stay up, that is still a ton of work. Well, with her help we are about 40% completed, and the parts we did were the harder sections. The rest should be more straightforward (thankfully). Of course my body is all sore and will take a few days to recover, but at least my exercising is coming in handy.

Who knew saving money could be so painful?

I'm a Half-a-Millionaire!

April 1st, 2014 at 07:25 am

Just like the famous Horace Vandergelder, today after adding up all my investments, retirement plans, savings, bonds, etc.., (and not including house, car, other physical items) I'm now a "Half-a-Millionaire", at least for a day!. (Ok, for those that are wondering of what I speak... look up Hello Dolly!)

My look at my retirement accounts is encouraging. According to what I read, the various indicies went up 0.5% - 2% for the first quarter of this year. After backing out my contributions to date, my 457 plan went up 3.9%, and my Roth IRA went up 4.7%. As before, am I lucky or smart? Hmmmmmmm.

Expenses are doing well, I just got paid for an other ebay sale (phone bought for $0.50, sold for $23, will probably net $20). I have interest in a classic coffee mug I bought for $1 on Saturday, and am looking to sell for $15, so hopefully that will sell too. Now I just need to list more items for sale, lord knows I have enough.

And after a rediculous cold winter, has spring finally arrived? I sure hope so, I am certainly primed to get out to yard sales. And to plant items in the garden. I have lots of plants growing inside just ready and raring to get outside and get lots of sun.

Things are good (until I try to do my taxes this coming weekend!!!)