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Archive for May, 2011

Deal alert - $40 gift card for $20 cash back (Discover card)

May 28th, 2011 at 03:47 pm

Don't know how long this will be out there, but....

If you have a Discover card, and have cash back just sitting there, here is a great deal. You can get a $40 Shell gas gift card for each $20 of your Discover cash back balance. I only had $35 in my balance, so I could only get one. This is of course limited availability, so get them while the gettin's good.

A good yard sale weekend (finally) and just a few more days

May 27th, 2011 at 02:55 am

Last weekend had to have been the first weekend where the weather was good for yard sales. I spent $5.50 for a number of good items, including one book for $0.50. Listed it on Half.com for $6 and it sold in one day. I should net about $5 for the sale. Got an accessory to go with my drill press for $.50, retails at $35-$60. And a box full of expensive cleaning supplies for the house & car for $2 - cool. Hopefully this weekend will be good as well.

And just a few more days for my mortgage. Early next week I put in my last mortgage payment (extra large, but still...). OMG, what am I going to do without the mortgage in the months ahead? (heh, heh, heh Smile Ok, so the next few months will be to replace my 200,000+ mileage car. And then there is the insurance, and property taxes, and plane tickets for my son, and funding my Roth IRA for this year, and on and on it goes Frown. Oh well, probably by the end of the year I may hit the end of these extra expenses. Still, its better than the alternative, right?

My mortgage rate just hit 0%

May 10th, 2011 at 08:03 pm

And nope, that's not a typo. I just got a 0% rate, $0 transfer fee offer in the mail from one of my credit cards. In fact I don't even have to transfer the money from another card, they sent me checks I can write to myself. Hmmmm, lets see... they are limiting it to $7,000, I have a mortgage balance of $8,850... you know, I think I can do this. In fact I *KNOW* I can do this.

The offer says I have to pay it back by April 2012, I have over $10,000 in CDs maturing between now and then, soooo.... pay off the mortgage this month, pay maybe $800 per month on the credit card until the CDs mature and then pay the balance at that time. Yep, that sounds like a plan.

Woohoo, more ways to save money. YESssss, I like it.