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I'm in a credit card state of mind

August 14th, 2012 at 02:46 am

At least it must seem that way to the credit card companies. Tonight when I came home and got the mail outta the mail box, there was a nice pile of letters. Coming inside I went through the pile. Of the non-credit card variety there were 3 advertisements, and one info-letter about my FSA being changed.

Next I come to the credit card pile. There is not one, not two, not three letters. (wait, there's more!) There are not four, not five, not six letters. (ok, hang in there) There are not seven, not eight, but nine, yes, nine letters from credit card companies.

To wit, we have...:
* 2 with "convenince" checks with absurd fees (dream on)
* 3 discussing how I can earn 5% for the next 45 days (sorry, I already have this offer with another card)
* 1 informing me of a credit limit change (don't care - already knew about it)
* 1 saying if I spend $3,000 (!!!!) per month for four straight months I can get a $500 bonus (DREAM ON - times Four!)
* One with convenience checks and decent fees (ok, I'll hold onto this one)
* Lastly one with my new credit card (spend $1000 in 3 months and get a $500 bonus - this is more my speed!)

This reminds me of an old Dilbert comic where he tries to get as much junk mail as possible so he can use it to feed his house's furnace. Gawd, what a pile of papers!

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On the finance front, today I have a $7 book sale on Half.com (bought for $0.25), a ebay sale of some tin toy items I got as a throw-in as part of a $10 purchase a few weeks ago (I didn't know they were worth much, but they sold for $50), and a pair of old pre-war plates sold on ebay for $6 (I got for free along with some really nice depression era glassware - I'm keeping the good stuff!). Picking up the free glassware was a long drive, but this sale will pay for the gas I used and then some.

4 Responses to “I'm in a credit card state of mind”

  1. Shiela Says:

    wow that's a lot.

  2. creditcardfree Says:

    That is an amazing amount of offers in ONE day!!

  3. baselle Says:

    Nine letters, eh? What I used to do is shred them and use the shreds for packing material.

  4. Jerry Says:

    Waaaait... they want you to drop $12k in four months to get $500 back? Are they insane? Do ridiculous offers like this actually lead people to go $12k into credit card debt? I can't believe it. I guess there is no insurance of common sense, and there really is a sucker born every minute. Unbelievable. And that IS a huge amount of CC ads in a single day.
    Jerry

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