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The end is near (actually it arrives tomorrow)

April 24th, 2012 at 03:42 am

Well ... the end of my debts arrives tomorrow. Admittedly I've had enough free cash to pay it off for a few months now, but tomorrow its official - my last outstanding debt balance goes buh-bye. My free cash has been dropping slowly the past few months as I've paid this off before the 0% promotion runs out, but next month its going to start building back up. Debt burning par-tay anyone?

On other financial news and notes, this past month I went and swapped my homeowner's insurance. The difference was amazing, the change saved me 50% with no change in coverage. They had been raising the rate the last few years, but I had enough this go-around. I guess they figure people don't want to change, so they up it whenever you renew. Ugh.

I have here a letter from Bank of America for one of my (many) credit cards. Apparently they felt that sending me all of these "offers" where they send "courtesy" checks wasn't enough. Now they sent a four page letter where they itemize every single offer previously sent, each listing the promotion codes, start and end dates, and APRs involved before and after the end dates. I guess my cutting up these checks and burning them wasn't good enough to indicate my feelings about them. Oh, and how many offers do they show? Try 17. Hey guys - here's a thought - if you're not making enough money on me, how about stop wasting your money on these mailings. No wonder these banks aren't making money - .

Oh, and lastly - yard sales are starting up. I didn't get much for me last weekend. A pair of sneakers that once I steam cleaned at home look like new was my main purchase at $2 - Amazon has them for $50. I did make a better score for the girlfriend. She asked about finding a reel mower a few weeks back. I found one used once (yes it was dusty and looks brand new) for $20 - Amazon price is $140 - so she's a happy camper now.

Enjoy the summer (once this cold front moves out of the area!)

7 Responses to “The end is near (actually it arrives tomorrow)”

  1. Shiela Says:
    1335236332

    Nice going.

    I'm definitely up for the debt burning party! Smile

  2. Swimgirl Says:
    1335242287

    Matches ready! Congratulations!

  3. creditcardfree Says:
    1335269358

    I'm coming to your party!! I wouldn't want to miss it. Smile

  4. mjrube94 Says:
    1335272855

    That's great! Congratulations...

  5. MonkeyMama Says:
    1335287364

    Agreed with the others. Woohoo!

  6. DogDiva Says:
    1335302722

    I'll bring the smores to the debt burning party!! Smile

  7. pretty cheap jewelry Says:
    1335309335

    Congrats! Have a (cash paid) drink!

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