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A new year, but the same old

January 14th, 2014 at 08:09 am

The first paycheck has come and gone (so to speak), and here I am back in the time of year where much more of my paycheck is going to the retirement accounts than to my wallet, so to speak. 40% of my gross earnings are going to the 457 plan (1/2 Roth, 1/2 pre-tax), 5% to my pension plan, and after taxes / insurance I get to take home only 32% of my pay. Sigh. Oh well... its good for me, right? Its not like I am short of money or anything.

I've already put in the limit for my Roth IRA for 2014 ($6,500), and I put in for three limit orders to spend that money. One has struck so far, we'll see if the market forces these other companies down to my price.

Already got the $100 CC bonus from a card I signed up for last year, now I'm finishing up the Discover spending for that bonus, then its onto the Chase/Amtrak CC and its bonus.

And life goes on (but a good life, right?).

3 Responses to “A new year, but the same old”

  1. snafu Says:

    Good on you! What a terrific place to be financially before mid January. How do the figures work out for you using Net since we don't get to control all those deductions? What's your goal 2014? Will you be emphasising your brokerage a/c for it's challenge 2014?

  2. bennyhoff Says:

    Since I did so well last year, I really don't have special financial goals for this year, other than not to lose money for the year. Perhaps more CC bonuses or selling items on ebay, but most of my goals, if I have any, are health and relationship related (or maybe house related). I'll keep going forward with my finances on auto-pilot for now since I have it going in the right direction.

  3. rob62521 Says:

    Amazing! Congrats on getting your Roth fully funded already!

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