Ok, let me start with the item that most people like to read about, then we will get to the more ... ummmm... interesting stuff. interesting ... yeah, thats a good word for it 
I stopped at a gocery store on the way home. It was due to an offer to get $12 off of 8 boxes of cereal + an $8 coupon off a future purchase. I made sure I had coupons for 8 boxes of the stuff (general mills), and stopped there tonight. My total for the 8 boxes I got (including the $8 coupon I received, plus another $0.75 as cash back on my 5% cash back credit card) came in at just under $5. I think the original prices would have totalled around $30 for the group. Not shabby, though as a single guy I have enough cereal to last me two months now.
In other news, I went to the local branch of the credit union where I cashed my inheritance checks to get some cash. I previously had tried to do an online transfer of that money to a bank to get a high interest rate, but something got mucked up. So the money had just been sitting there. They were supposed to be looking into the problem, but nothing yet. In any case, when I arrived today I spotted a new CD offer for 9 months at a rate better than what I was going to get online. Finally, luck turned to my favor. I quickly set up the money that had been stranded into CDs with the CU. Big plus for me.
And finally: Money I got from a 0% cash advance from a new credit card arrived in my checking account today, so I called that credit union (its a different one than the one listed above), and set that money up into CDs for 12 months. The 0% offer lasts til the end of 2007, so that money is now off working for me for a year. Yeah, I know some people don't like doing this, they feel its risky. Perhaps, if you aren't organized or undisciplined, but thats not me. I have spreadsheets set up with my CCs status, along with where my money is, and what its earning. At the beginning of the year I had maybe $6k in CDs, and another $9k in various savings accounts. Now I have enough money working for me in CDs and savings that my calculations show I am getting over $10/day. Ok, it won't make me rich overnight, but the earnings are going into buying more DRIPs and ya gotta luv that.
Very efficient financial day.
October 20th, 2006 at 12:51 am
October 20th, 2006 at 01:10 am 1161306647
Get out your calculator and let's hear how it goes!
I've been doing this type of challenge myself - tallymarks on my creamer to see how many actual usages I get out of it. You could do similar on your cereal boxes.
October 20th, 2006 at 03:27 am 1161314867
And wow, you must love cereal. Those many boxes would last me a year (but what a great deal)!
You had a very good day.
October 20th, 2006 at 01:44 pm 1161351879